Look at your month-to-month statements as soon as they arrive and report a disparity or anything suspicious, such as a missing payment or an unapproved withdrawal.Periodically evaluate your credit reports for indications that an ID thief is misusing your name. Credit reports, which are prepared by companies called credit bureaus, sum up each individual’s history of paying debts and other costs. If your credit report notes a credit card, a loan or a lease you never ever signed up for, opportunities are a con artist is attempting to commit scams using your identity.Under a new federal law, you are entitled to one complimentary credit report each year from each of the nation’s three significant credit bureaus.

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